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If you have bad. home and car. Getting a co-signer may allow you to secure a loan, but it puts the credit ratings of both you and your co-signer at risk and can destroy relationships. With time,
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Apply For Home Mortgage How to apply for a mortgage. Once you find a home that meets your preferences, needs and budget (and the seller accepts your offer, of course!), it’s time to apply for your loan. You’ll need to select a lender and complete an application. Depending on the lender, you may be able to apply in person, by phone or online.
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