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How much house can I afford? A standard rule for lenders is that your monthly housing payment (principal, interest, taxes and insurance) should not take up more than 28 percent of your income. However, home affordability is about more than just how much you can borrow.
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Use our home affordability calculator to figure out how much house you can afford.. Source: National average mortgage rates provided by Bankrate.com.
If you don’t know how much money enters and leaves your bank account each month. good debts come from investing in your future, such as buying a house or taking out loans for a college degree. Bad.
· Realtor’s commission. The real estate commission is usually the biggest fee a seller pays – 5 percent to 6 percent of the sale price. So, if you sell your house for $250,000, you could end up.
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"We were really surprised by how much the increase varies depending on where you live," said Laura Adams, senior insurance analyst at InsuranceQuotes.com, which is owned by Bankrate.com. Adams said.
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