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General Questions. What is pre-foreclosure? Pre-foreclosure is the period of time leading up to the sale of a property for mortgage and/or tax delinquency.
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As a direct mortgage lender, amcap home loans have access to several loan programs not available in the open market. This is one of the most significant advantages of working with a direct lender. You will have a personalized service catered to your individual needs instead of a cookie-cutter program that most brokers are accustomed to.
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An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities.
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