These Texas first-time home buyer programs offer fixed interest rates, down payment assistance and tax credits to make homeownership affordable. Find out if you’re eligible, what the requirements.
Fha Loan For Bad Credit Low Credit Score FHA Home Buyers Might Qualify in 2019 – The Federal Housing Administration, or FHA, requires a credit score of at least 500 to buy a home with an FHA loan. A minimum of 580 is needed to make the minimum down payment of 3.5%. However, many lenders require a score of 620 to 640 to qualify.